by Anneri Muller | Aug 19, 2021 | FT Adviser Comments
By Chloe Cheung The pandemic has not only raised awareness of the role of protection, but also housework and childcare responsibilities in a family. Women and men were equally likely to say their caring and domestic responsibilities had increased since lockdown,...
by Anneri Muller | Apr 30, 2021 | FT Adviser Comments
By Chloe Cheung Homeowners are most likely to take out protection when they fall ill, research has shown. A February survey of 2,000 existing and prospective homeowners found it would take falling ill (31 per cent), a change in employment status (25 per cent) or...
by Anneri Muller | Mar 4, 2021 | FT Adviser Comments
By Ima Jackson-Obot Insurance is effectively a social contract in which it is agreed that the many will subsidise the few. And as medical science advances year-on-year, so both individuals and underwriters have a far better understanding of who those few claimants...
by Anneri Muller | Mar 4, 2021 | FT Adviser Comments
By Ima Jackson-Obot … [Article continued] Another big part of the problem is how insurers can account for the profit on life insurance: specifically they typically account for all the profit on their balance sheet in year one. This means life insurers...
by Anneri Muller | Feb 17, 2021 | FT Adviser Comments
By Chloe Cheung Unmarried partners are at risk of missing out on life cover payouts due to errors in the way their policies are set up, a report has warned. A report by Swiss Re and Insuring Change found the rates of cohabiting couples and single life policies were...
by Anneri Muller | Jan 8, 2021 | FT Adviser Comments
By Chloe Cheung Outcome-based insurance cover is likely to become more common in the critical illness sector in lieu of condition names, according to an industry expert. Alan Lakey, director at comparison service CIExpert, predicted the industry will see more insurers...
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