And how to address them before they become expensive problems
Heath Protection is joining A4G Chartered Accountants, Loch, and The Finance Hub for a practical morning event designed to help SME owners and directors identify the risks that could affect their business, make more informed decisions and take action to protect their future.
Your business may look profitable and well run, but what would happen if you were unable to work for a month, your largest customer walked away, a shareholder dispute arose, or a gap in your contracts or insurance left you exposed?
This collaborative event will explore five common pitfalls that can undermine even a successful SME, highlighting the hidden risks that could restrict growth, put pressure on cash flow or create conflict. You’ll leave with a clearer understanding of where your business may be vulnerable and practical steps to address potential problems before they become costly challenges.
Join us for an insightful morning of expert guidance, practical advice and actionable takeaways to help you build a more resilient business.
Event details
Date: Wednesday 4 November 2026
Arrival: 8.30am
Presentation: 8.45am–9.45am
Networking: 9.45am–11.00am
Venue: 25 Eccleston Place, Belgravia, London SW1W 9NF
Getting there: Eccleston Place is close to Victoria Station and is easily accessible by train, Underground and bus.
How to book: Purchase your free tickets via Eventbrite here.
What to expect
1. The “everything depends on me” trap
Does every important decision still come back to you?
See how clearer responsibilities, stronger management information and appropriate protection can reduce owner dependency and help the business grow without everything resting on your shoulders.
2. The “we’re all friends here” mistake
What would happen if a shareholder wanted to leave, became ill or no longer agreed with the direction of the business?
Understand how proper agreements, business valuations and shareholder protection can safeguard the business when circumstances change.
3. Flying blind
Are you making decisions using reliable financial information, or simply checking your bank balance?
Learn how forecasting, budgeting and management information can help you anticipate cash-flow issues, understand profitability and make more informed decisions.
4. Building a business on hope
Would your contracts and insurance protect you if something went wrong tomorrow?
Identify the risks created by weak contracts, unprotected intellectual property, cyber threats and unresolved disputes.
5. The “golden goose” problem
What would happen if your biggest customer left today?
Assess customer concentration, understand profitability by customer and build a more balanced, sustainable sales pipeline.
Who should attend?
This event is ideal for SME owners, founders, shareholders and directors who want to protect their business, strengthen their foundations and plan confidently for the future.
You may benefit from attending if you:
- Find yourself involved in every decision and want to reduce reliance on key individuals
- Want greater clarity around cash flow, profitability and financial resilience
- Depend heavily on one or two major customers
- Need to review your shareholder agreements, business contracts or insurance protection
- Are planning to grow, step back from day-to-day operations or prepare for a future sale
You’ll leave with a clearer understanding of the risks that could affect your business and practical steps to help protect what you’ve built, improve resilience and support sustainable growth.